Your Comparison
Buy Monthly (Loan):$0
Lease Monthly:$0
25-Year Buy Total Cost:$0
25-Year Lease Total Cost:$0
More Affordable Option:—
Compare lease and purchase proposals from vetted Florida installers.
This tool helps Florida homeowners compare solar leasing against purchasing with a loan. Buying typically offers higher lifetime savings and ownership benefits, while leasing can provide a lower upfront path to clean energy. Use the comparison to see monthly payments and 25-year total costs, then request proposals to confirm local pricing and incentives.
Florida’s high solar potential and net metering policies mean many homes can offset a large share of their electricity use. When you own the system, you can claim the 30% federal solar tax credit and benefit from added home value. With a lease, the provider may capture incentives in exchange for a simple monthly payment. Review the numbers and pick what suits your goals.
For a complete picture, evaluate warranties, escalators on lease payments, and production guarantees. A well-sized system in Florida’s sunshine can make either route a strong choice for long-term energy savings.
It’s an estimate using your inputs. Final terms depend on installer proposals and lender approvals.
Florida has no state income tax credit. The federal 30% ITC may apply when you purchase; leases typically assign incentives to the provider.
Buying often wins over 20–25 years, but leases can be attractive for low upfront cost. Compare proposals to be sure.
Some leases include an annual escalator. Ask providers for escalator details when you compare offers.
Use the quote buttons above to connect with vetted Florida installers for firm lease and loan options.